Hospital Indemnity Insurance

Support When You’re Admitted for Care

A hospital stay can be stressful enough—without worrying about the bill. Hospital Indemnity Insurance provides a cash benefit to help you manage the unexpected costs that can come with a stay in a hospital, critical care unit, or rehabilitation facility. This benefit pays you directly, regardless of your medical coverage, and you can use the funds however you need—whether for medical expenses, household bills, or everyday essentials.

How It Works

If you’re admitted to a covered facility, you’ll receive a lump-sum cash benefit on the first day of confinement, plus a daily benefit for each additional day you remain hospitalized.

And there are additional perks

  • Guaranteed Issue: No medical questions or underwriting required
  • $50 Wellness Benefit for completing a preventive health screening (per covered person per year)

2026 Hospital Indemnity Premiums

Weekly
Employee Only
Employee + Spouse
Employee + Children
Family
$5.00
$9.56
$7.91
$12.38
Bi-Weekly
Employee Only
Employee + Spouse
Employee + Children
Family
$10.01
$19.11
$15.82
$24.75

Reliance Matrix

1-877-202-0055

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